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Shares
Regular Share/ownership savings Share Checking – Share Certificates
Loans
All Types
Loans for any prudent purpose:
New or used auto – Recreation Vehicles Home Ownership – Home repair / remodel Agriculture – full time or hobby Business – Equipment, Inventory, Real Estate
Payment options:
Weekly, Bi-weekly, semi-monthly, monthly Auto-debit from share – Payroll direct – PC Branch – Audio response
Credit Protection Insurance
GAP – Credit Life – Credit disability – Auto/Home
Share Deposit Accounts: $250,000 deposit insurance:
by National Credit Union Administration – A U.S. Government Agency Click here for an NCUA insurance explanation
Regular/Ownership Share Savings
Daily dividends paid on average daily balance
Share Checking:
Dividends on all shares with an average monthly balance of $5.00 - Low or no monthly maintainence fee – automatic Overdraft from loan or other shares – money market dividends on upper tier deposits – online access – audio phone access – image copy of checks available – electronic statements.
Electronic Check Conversion - Electronic Returned Check Fees: If you pay for something with a check or share draft you may be authorizing your check or share draft to be converted to an electronic funds transfer. You may also be authorizing the merchant to electronically debit your account for returned check fees. You are considered to have authorized these electronic funds transfers if you complete the transaction after being told (verbally or by a notice posted or sent to you) that the transfer may be processed electronically or if you sign a written authorization.
Special Share Savings:
Club – Taxes – Vacation – Insurance – Escrow
Share Certificates:
6 months to three years -- $1000 minimum
IRA Shares:
IRA regular shares or roll-over shares IRA certificates for long term investments – regular or rollover IRA Roth shares regular investment or Certificate investments
Lost/Stolen Card Reporting:
To report a stolen debit card please call the Credit Union during normal business hours at 918 377-2341 or 405 258-4120 or 800 392-2274. Nights, weekends & holidays please call the lost or stolen debit card hotline at 800 791-2525.
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